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PIR & SIRI & Great Results from GOD (a brief timeline of 2005-2010)

Well, let it be known and I mean KNOWN that I am truly considering doing some serious investing now. AND that I want to give a short timeline of the last year’s investments and what GOD has done for us from 2004-2010 while we have been planting the Tapestry and working bi-vocationally.

QUICK TIMELINE:

1 – Lori and I decided NOT to buy a house in 2004 & 2005 because I sensed that the market was being inflated by speculation and that debt was creating bubbled prices. I actually began telling all my friends NOT TO BUY. (The Realtor at the time told me that we would regret not buying the house that ended up later being worth 1/2 what it was selling for that day! I told her GOD could do anything! We left that Realtor and walked away.)
2 – We totally got all of our invested money out of the market and went to cash in 2007 with all Lori and my investments. I just had a gut feeling and I had no peace to move in the market from my prayer times.
3 – We then sat on our cash until Fall 2008 after the market crashed and I began to pick up hammered down stock.
4 – We closed on a house for a 41% rebate on the price! And moved in January 9-10. (Our Realtor said we couldn’t get one that cheap, yet she was faithful through our insane bids.
5 – We went all in to the market on March 9-11 because I had a sense GOD was leading me.
6 – I picked up SIRI the night before they were to go bankrupt at ~.08 a share.
7 – I picked up PIR when it went down to ~.11 a share.
8 – I have been selling to cover my investments and making huge profits and have been reinvesting in strong, safe, companies. I set the triggers and when they hit my target prices, I sell and reinvest. I have simply prayed and moved slowly.

Due to this, Lori and I have now invested 10’s of thousands into others this year, we have helped people with debt, we have invested in ministries and non-profit work, we have given to invest in startup companies of people we mentor in order to give them a start and teach them how to become socially responsible.

And the kicker is that no matter how much we give, the LORD outgives US! We keep coming back in awe. Those thousands of shares of PIR for .11 are now worth 7.10 today!

You can check out my earlier posts here where I was sharing my steps. Just research from 2008-2009. You can see that I really did do what I am saying here. The blog time-stamped it all.

Folks, ONLY GOD does this! I am just a simple, obedient guy. And I love helping others with wise moves and tough accounting and discipleship. And this has truly given me a catch up for my retirement that I was behind on due to ministry in the church AND funds to help the world.

So, side-note, don’t contact me with your project unless you have already started it, you have it running and you are working hard on it yourself. THEN, if you have stuff to prove what you’re doing, I might be inclined to do some micro-lending (with much prayer and discipleship) and see where it takes you!

I will fill everyone in later on some of the successes we are seeing in our projects worldwide.

Just a praise today!
Blessings!
pd

PIR Stock Quote | Pier 1 Imports, Inc. Research

Pier 1 Imports, Inc. (NYSE:PIR)

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Sirius & a Sidenote

Hey Everyone,

I am going to just type a quick note to notice something and then fill you in on the plans from here for this blog.

I have been blogging my thoughts about everything from culture, finance, current events and just plain thoughts on this site, but I am about to focus a bit more in now.

Over this next year, I have a new plan. I will be writing a more simple blog that will have news in brief. It will contain the following, (finance, tech, media, world news, culture and faith). They will be bullet pointed by topic with links to further news and I will begin to have more of my stories and journals with them under a certain theme.

It may be weird, but let’s just try it and see where it goes later.

For now, notice the news of the day: “Sirius broke a dollar!” Which means if you were with me in buying tons of shares for .08 and .10 each, you just made a killing!

I don’t know where it will go from here, but read on for more info!

pd

Sirius XM’s Next Stop? (SIRI)

Now that investors have had a couple of days to enjoy Sirius XM Radio (Nasdaq: SIRI) perched above the $1 mark, it’s time to ponder the stock’s next milestone.

$1.50? $2? $3?

We can’t get ahead of ourselves. Sirius XM’s stock broke through the $1 ceiling with no material news this week. Those same volatile winds can also bring Sirius XM back down.

$0.75? $0.50?

One of the most encouraging signs for the satellite operator’s continued trading success came from what many likely perceive as a non-event. Shortly after yesterday’s close, Sirius announced that it would be releasing its fourth-quarter results next Thursday.

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Investing & Finance Predictions for the New Year… 2010

As I have been reading articles about the new possibilities of an Apple Tablet and what it could mean to the world, the changes in global finance and the growth we possibly will see in the economy and the advances in everything from breakthrough ideas for 2010 in business to medicine to science or even the way people deal with house buying through emotions this past year and for the year to come, I came across this article at Motley Fool and wanted to pass it along as well.

Well, we are off on another crazy year. I hope it is better than last year. I mean, if it is much better, then, my more than 2000% gains from 2009 are going to be a drop in the bucket!

Of course, to join me this year in the celebration, you are going to have to have nerves of steel and faith like a rock!

Have a great 2010!
pd

The Motley Fool’s 2009 Year in Review and Predictions for 2010

Tip your hat to mark the passing of 2009 —
even if the market now and then would lose its mind.

The Dow’s finishing the year aloft by — phew — 20%;
Perhaps, at last, the doomsayers and naysayers are spent.

Obama moved to D.C., and the country kept him busy.
His health-care bill drove legislators right into a tizzy.

2009 exposed a pile of putrid Ponzi schemes,
Preying on unfortunates with get-rich-quickly dreams.

Periodic public panic? Thank the market, or swine flu,
Not to mention pink slips issued at Sprint (NYSE: S), Boeing (NYSE: BA), and Yahoo! (Nasdaq: YHOO).

Bank execs repaid the TARP to keep their parachutes gold.
And like that mineral’s rising price, their paychecks stayed bankrolled.

An irate ex went after David Letterman for cash,
But Tiger Woods lost even more in one unlucky crash.

For its gas-guzzling line of cars, GM had no defense.
So Uncle Sam gave $50 billion — how does that make sense?

We gave out cash for clunkers, and for anything with wheels;
Low interest rates gave homebuyers a slew of housing steals.

The Yankees won the series; Avatar’s a big success;
and hefty gains left Sirius (Nasdaq: SIRI) and Ford (NYSE: F) investors blessed.

Now, as we draw the curtain on the best of 2-K-9,
let’s hope 2010 becomes the market’s year to shine.

A look back at 2009:

* What Was Your Worst Investment Mistake in 2009?
* The Hottest New Products and Trends of 2009
* 2009: The Year That Ruined Retail
* The Financial Lessons of 2009
* Will 2009’s Hottest Stocks Be 2010’s?
* 2009: A Year in Streaming
* Hey! Who’s Flying This Thing? (The 2009 Boxed Set)
* 2009 Biotech Cheers and Jeers
* 2009 Cheers and Jeers for Pharma
* 2009: The Year Pharma Learned to Love Itself
* The Biggest No-Brainer Buys of 2009 (and 2010?)
* Where the Big Bucks Were in 2009
* 2009: The Year Borrowers Got a Clue
* The Past Decade in 50 Headlines
* 3 People Who Spoke Up in 2009
* The Decade’s 10 Biggest Bankruptcies
* The Worst Footnote of the Year
* 2009: The Year in Tech
* 2009: One Long, Baffling Spit-Take

Predictions for 2010:

* The Best Stocks for 2010
* Roundtable: The Biggest Investing Danger in 2010
* 3 Stocks to Avoid in 2010
* 5 Stocks That Should Beat the Market
* The Global Industrial Outlook for 2010
* 3 Predictions for 2010
* 5 More Predictions for 2010
* What Will Be the Best Stock for 2010?
* Get Ready for a Bumpy 2010
* The 10 Best Stocks for 2010
* Which Company Is Destined to Fail in 2010?
* 7 IPOs I Would Love to See in 2010
* The Key to Investing Better in 2010
* The Top Profit Opportunity of 2010
* What’s the Best Tech Stock for 2010?
* Don’t Ignore These Winners in 2010
* Cash In on Alcohol Deals in 2010
* Where to Gamble in 2010
* Expect More of This in 2010
* Avoid This Sector in 2010
* The Best Bargain for 2010?
* Why the 2010s Will Be a Great Decade
* Where’s Potash Headed in 2010?
* 2010 FDA Decisions to Watch

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Getting Serious About Sirius!

All of a sudden, the one stock I was warned NOT TO BUY is becoming a possible choice for the rebound. Well, I am so VERY glad that I didn’t listen to the critics and I actually bought SIRI the night before they were saved from bankruptcy for just pennies a share, because right now, I am already sitting on top of an almost 600% gain. I bought hundreds of dollars worth that now is thousands of dollars worth.

However, hear me in this. I have not been stupid. I have already sold some and reinvested my original funds. This is now fun for growth.

So, I don’t know just how high this stock will go, but if the guys below at Breaking Views, Fortune and CNN are correct, which they just might be, then the price tag of $0.45 might be a real steal.

Just check it out. Read on…

pd

breakingviews: Sirius XM – The best play on an auto rebound – Jun. 30, 2009

U.S. car sales are in a ridiculous funk. Even with a strong June, the current annualized rate of about 10 million vehicles isn’t enough to compensate for scrapped cars and population growth. Yet the best investment play on an American recovery may not be a car or parts maker. Curiously, it may be Sirius XM Radio, which operates the radio in the dashboard.

This is partly a process of elimination. Two of Detroit’s Big Three — Chrysler and General Motors (GMGMQ) — are in bankruptcy. Ford Motor (F, Fortune 500) is, of course, an option. But some 40% of Ford’s sales come outside the U.S., so it’s not a pure play on the domestic market. True, there are parts companies uniquely focused on the U.S. market. But given the serious margin pressures they face from bankrupt carmakers and rivals they look like very risky investments.

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July; What Microsoft, Apple, Harry Potter, Bank of America, GE, and Sirius Has in Common…

For all of you guys who are following details on cars and the auto industry, for you guys who love the latest new Harry Potter movie, for you Microsoft fans and if you like GE, BAC and/or C, July is the MONTH FOR YOU! This month, there is a ton of stuff going on. So, I added this article here from Motley Fool. Check it out!

pd

4 Dates to Circle in July (BAC, C, GE, MSFT, SIRI, TWX)

Here are a few of the days that I plan to approach with eyes wide open.

July 11
If you’re hoping for a cheap — and legal — copy of Microsoft’s (Nasdaq: MSFT) upcoming operating system, this is your last day to pre-order a copy of Windows 7 Home Premium as an upgrade for Vista and XP users for just $49. Microsoft’s promising platform will hit the market with a suggested retail price of $119 in the fall.

A lot is riding on Windows 7. Vista has been the butt of operating-system jokes, especially in Apple’s (Nasdaq: AAPL) effective “I’m a Mac” ads. Fans of Vista will argue that the knocks have been unfair, but all sides can agree that Windows 7 is Microsoft’s best chance to matter in a future that threatens to make operating systems less important in a future more focused on cloud computing.

It’s a good sign for Microsoft that the pre-orders — at least so far — have been selling briskly.

July 15
Harry Potter and the Half-Blood Prince becomes Time Warner’s (NYSE: TWX) latest installment in the blockbuster series to hit a multiplex near you. It’s also the first theatrical release since author J.K. Rowling completed the seven-book series. Will that heighten or diminish interest in the movie series as Time Warner milks the last two books into three cinematic experiences?

Box-office receipts are trending ahead of where they were a year ago, so momentum is on Time Warner’s side. However, there’s also a busy slate of rival flicks hitting exhibitors this summer. Can Harry Potter’s spell over audiences continue?

July 17
Fridays are typically sleepy days on the news front. Few companies want to test shareholders’ mettle by delivering quarterly reports heading into the weekend. However, three meaty stocks with plenty to prove — Bank of America (NYSE: BAC), Citigroup (NYSE: C), and General Electric (NYSE: GE) — will all be stepping up to the podium on July 17.

All three stocks started out the year as Dow components, until Citigroup was booted last month. They have a few other things in common:

* They were all trading in the single digits before the March rally kicked in.
* They have all sharply slashed their dividends over the past year.
* They have more than doubled off their lows, placing even more pressure for the companies to earn their recent gains in two weeks.

July 29
The last thing that Sirius XM Radio (Nasdaq: SIRI) subscribers expect is a rate increase. The merger between Sirius and XM was based on an agreement that rates would be frozen for a couple of years.

However, that didn’t stop Sirius XM from bumping up its rates on discounted secondary receivers in the same family in March. It also began charging for online streaming, which in Sirius XM’s defense was accompanied by an upgrade in the quality of its Web-based offering.

Sirius XM is allowed to make these adjustments. It’s also entitled to pass along on any music royalty fee increases — and it will do just that when monthly rates go up by $1.98 on July 29.

That increase is going to become a huge test for the satellite-radio operator. Subscriber growth peaked during last year’s fourth quarter, when Sirius XM watched over more than 19 million receivers. It closed out the March quarter with just 18.6 million subscribers.

Will the July increase shake out even more subscribers, or will it be a cash flow dream as fans pony up for long-term commitments to lock in the current rates?

Things can cut either way, so join me in making sure you’re wide awake this month.

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Four Reasons to Sell a Stock!

I am adding this little snippet of stock sense here. I like these very simple basics for when to sell a stock. You can click the link to read on.

pd

4 Reasons to Sell a Stock

1. Valuation
The most cited reason to sell – a fairly valued stock – is also the most difficult to nail down.

We estimate the fair value of a company before plunking money down to buy, determining intrinsic value by digging into financial statements, analyzing business prospects and free cash flow, and making conservative assumptions about future growth.

Buying undervalued stocks, we wait patiently for a price that’s close to our estimate of fair value, reassess at that point, and then ruthlessly sell if the stock looks fairly priced. Having personally bought MasterCard (NYSE: MA) in the past around $150, after it cleared $220 — nearly a 50% gain for a large company — the stock looked fairly priced. It was difficult to sell such a strong business, but it was the right move. With the stock at $163 one year later, I can consider buying again.

It’s not always that easy. Amazon.com (Nasdaq: AMZN) has looked expensive for years, but continues to reward shareholders. If valuation is perplexing you, you need to consider selling just some of your shares (to lock in profits), or protect your gains through other means, and then consider other factors in your sell decision.

2. Fundamental Change in the Underlying Business
Companies are always undergoing change — sometimes for the better, oftentimes not. As patient investors, we’re willing to tolerate minor, fixable hiccups along the lines of a weak quarter or delayed product launch. We’re not so forgiving of major blunders — think acquisitions that undermine the core business, getting surpassed by a competitor, or a string of failed expansion attempts. Pfizer’s (NYSE: PFE) acquisition of Wyeth (NYSE: WYE) was questionable enough to make many sell. Whenever a business undergoes a significant change, you need to put on your thinking cap and reassess.

3. Challenges to Your Investing Thesis
When you make a buy decision, you should write down your reasons and keep them handy. Knowing the most important drivers behind your buys, you can reassess your decision if any part of your thesis is challenged.

Because valuation is part of any thesis, threatening changes can include dividend cuts, deterioration of margins, weakening free cash flow — or economic shifts. At Pro, we keep the Big Picture in mind. If you’d bought Home Depot (NYSE: HD) believing a housing boom would continue, you’d follow housing news closely and may have seen your thesis falling apart — forcing a timely sale. So, what’s the thesis behind each stock you own? Write it down.

4. Better Places for Your Money
Sometimes a sell decision has little to do with the holding itself — you may simply see better opportunities elsewhere and lack the funds to take advantage. Just as a soccer coach will swap tired players for fresh ones in order to win the game, your portfolio can benefit from shuffling some players, too. In the late 1990s, it was becoming apparent PepsiCo (NYSE: PEP) was making headway while Coca-Cola (NYSE: KO) was struggling – and Pepsi was the cheaper stock. Since 1998, Pepsi has gained 50% while Coca-Cola has lost 24%. That was a great swap.

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Look Up Bank Routing Numbers Free

The Best place I have found to search for bank routing numbers is here.

http://www.routingnumbers.org/

Now, the only reason I put this up is because I really had to work hard and find a routing number to get checks reordered for an acocunt that I had opened in another state years ago when I was a kid and they wanted me to DRIVE all the way into the state to do the transaction in person.

So, this helped.

Here are some direct links to their site:

Browse Database of Banks by State
AL AK AZ AR CA CO CT DE DC FL GA HI ID IL IN IA KS KY
LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC
ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY
 
Browse Database of Banks by First Letter of its Name
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z